--- url: https://deepvue.ai/use-cases/vet-vendor/ title: "Vet a Vendor in India | PAN, GST, Court, Bank | Deepvue" description: "Run vendor due diligence in India through one decisioning chain. PAN, GST, CIN, MCA, Udyam, court records, bank ownership, and a defensible audit trail." last_modified: 2026-06-19T14:32:36.934Z --- 1. [Home](/) 2. Use Cases 3. Vet a Vendor Workflows  ·  Vet a vendor # Vet an Indian vendor *before* the first PO ships. PAN, GST, CIN, MCA, Udyam, bank ownership, court record + FIR signals — chained into one due-diligence call. Built for procurement, finance, and supplier-onboarding teams. One workflow, every Indian vendor — SME suppliers, B2B partners, contract manufacturers, service providers [Talk to a Specialist](/contact/) [Request a Demo](/demo/) ## One Workflow, *Every Vendor Due Diligence* Need Whether you're vetting an SME supplier, a B2B partner, a contract manufacturer, or a services vendor — the due-diligence chain is the same shape. Deepvue gives you that chain as a single API call, configurable per category. ![DollarPe](/logos/kyc/dollarpe.png) ![iMocha](/logos/kyc/imocha.png) ![Lark Finserv](/logos/kyc/lark-finserv.png) ![NAMCO Bank](/logos/kyc/namco-bank.png) ![Nest](/logos/kyc/nest.png) ![SafeTree](/logos/kyc/safetree.png) ![SwitchMyLoan](/logos/kyc/switchmyloan.png) ![Times Internet](/logos/kyc/timesinternet.png) ![Yenmo](/logos/kyc/yenmo.png) ![DollarPe](/logos/kyc/dollarpe.png) ![iMocha](/logos/kyc/imocha.png) ![Lark Finserv](/logos/kyc/lark-finserv.png) ![NAMCO Bank](/logos/kyc/namco-bank.png) ![Nest](/logos/kyc/nest.png) ![SafeTree](/logos/kyc/safetree.png) ![SwitchMyLoan](/logos/kyc/switchmyloan.png) ![Times Internet](/logos/kyc/timesinternet.png) ![Yenmo](/logos/kyc/yenmo.png) ![DollarPe](/logos/kyc/dollarpe.png) ![iMocha](/logos/kyc/imocha.png) ![Lark Finserv](/logos/kyc/lark-finserv.png) ![NAMCO Bank](/logos/kyc/namco-bank.png) ![Nest](/logos/kyc/nest.png) ![SafeTree](/logos/kyc/safetree.png) ![SwitchMyLoan](/logos/kyc/switchmyloan.png) ![Times Internet](/logos/kyc/timesinternet.png) ![Yenmo](/logos/kyc/yenmo.png) sub-20-second vendor due diligence KYB: PAN, GST, CIN, MCA, Udyam in one chain court records + FIR + sanctions screening bank ownership match before first payout GST input-credit risk monitoring recurring re-verification on schedule per-vendor immutable audit trail sub-20-second vendor due diligence KYB: PAN, GST, CIN, MCA, Udyam in one chain court records + FIR + sanctions screening bank ownership match before first payout GST input-credit risk monitoring recurring re-verification on schedule per-vendor immutable audit trail sub-20-second vendor due diligence KYB: PAN, GST, CIN, MCA, Udyam in one chain court records + FIR + sanctions screening bank ownership match before first payout GST input-credit risk monitoring recurring re-verification on schedule per-vendor immutable audit trail ## Three reasons teams collapse vendor due diligence into one call. Vendor vetting breaks across three predictable axes — speed, depth of signal, and audit. Deepvue's **due-diligence chain** is built around all three, with per-category configuration baked in. Approve a vendor in one cycle 01 · Speed Procurement waits days for verification turnaround. Sub-20-second parallel KYB chains collapse that into a single approval cycle. Parallel PAN + GST + CIN + MCA in one call Bank ownership match before first PO Webhook decisioning back to procurement system Catch shell vendors and risk before contract 02 · Depth of signal Inactive GSTINs, dissolved entities, directors with court history, sanctions hits — each leaves a signature in a registry your KYB stack should be querying. Director-level court record + FIR signals GSTIN status (active / cancelled / suspended) Sanctions, PEP, adverse-media on directors Per-vendor immutable trail 03 · Audit When finance asks "did we verify this vendor's GST" or audit asks "show the due-diligence on this PO," you have a timestamped trail per vendor — not a buried email thread. Encrypted, immutable per-vendor decision log Re-verification history with timestamps Source-of-data + decision rationale captured Most procurement teams stitch together **3-5 separate vendors** for PAN, GST, MCA, court records, and bank verification. Deepvue collapses that into one due-diligence chain. One contract, one SLA, one audit trail. ## Why hand-stitched vendor due diligence breaks down at scale. If procurement is waiting days for verification turnarounds — or finance keeps discovering inactive GSTINs after the PO — here's where the breakage usually starts. Manual + multi-vendor KYB Sequential PAN → GST → CIN calls, days of latency GST status checked once, never refreshed No director-level court / FIR signal Audit trail across four systems, hard to reconstruct Deepvue due-diligence chain Parallel PAN + GST + CIN + court, single response Periodic GSTIN status re-verification on schedule Director-level court record + FIR signals included DPDP-aligned per-vendor audit trail, single API export Procurement waiting days for vendor verification? 15-min walkthrough comparing your current vendor due-diligence flow against a single decisioning call. No commitment. [Talk to a Specialist](/contact/) [Request a Demo](/demo/) ## The KYB chain — six primitives, one call. Every primitive a vendor-due-diligence chain needs, wired to call in parallel or sequentially. Configure per category. PAN + GST validate PAN authority match, GSTIN active-status, taxpayer category, filing history at signal level. [Explore](/gst-verification-api/) CIN + MCA + Udyam Entity active-status, directors, paid-up capital, MSME registration. Source-registry validated. [Explore](/company-verification-api/) Court records + FIR Director-level structured court record search and FIR signal lookup. Configurable per category risk tier. [Explore](/court-record-check-api/) Bank ownership match Penny-drop confirms vendor account ownership before first PO payout. IFSC validated, UPI VPA optional. [Explore](/bank-account-verification-api/) Sanctions + PEP on directors UN, OFAC, EU sanctions + PEP + adverse media on each named director. Structured risk indicators. [Explore](/director-verification-api/) Recurring re-verification Periodic GSTIN status check, director-change detection. Catch stale vendors before the next PO. ## How the due-diligence chain runs. From a vendor submitting their PAN to a procurement-approved decision — a typical due-diligence cycle. 01 Vendor submits identifiers Your procurement form captures PAN, GSTIN, CIN, bank, optional Udyam. One submit triggers the chain. 02 KYB primitives fire in parallel PAN validate, GSTIN active-status, CIN/Udyam lookup — all concurrent against source registries. 03 Court + bank checks chain Director-level court / FIR signals, bank ownership match, sanctions + PEP screening on directors. Risk tier configurable per category. 04 Decision returned, audit logged APPROVE / REVIEW / REJECT with full check history. DPDP-aligned audit trail. Vendor goes live or moves to manual review. End-to-end median: **under 20 seconds**. Compare against your current vendor verification flow side-by-side in a 15-min walkthrough. Sub-20-second vendor due diligence, today. Test the full chain in our sandbox — PAN, GST, CIN, court, bank, decision — before you wire anything in. [Talk to a Specialist](/contact/) [Request a Demo](/demo/) ## A vendor-vetting decision, end-to-end. What a single vendor due-diligence call looks like — parallel KYB checks, structured response, full audit trail. The check chain CHAIN // Parallel by default, stop-on-fail optional 1. POST /v1/identity/pan-validate 2. POST /v1/business/gst-validate 3. POST /v1/business/cin-lookup 4. POST /v1/business/udyam 5. POST /v1/banking/penny-drop 6. POST /v1/bgv/court-record-search 7. POST /v1/decision/vendor-vet What you wire in Auth header single API key, all endpoints Vendor inputs PAN, GSTIN, bank, optional CIN / Udyam Webhooks decision events post back to your stack Decision rules configurable thresholds per category Decision response 200 OK · JSON { "vendor\_id": "vn\_8a4f2b9e", "decision": "APPROVED", "latency\_ms": 18412, "checks": { "pan\_validate": "PASS", "gstin\_active": "REGULAR", "cin\_active": "PASS", "bank\_ownership": "NAME\_MATCH", "director\_court": "NO\_MATCH", "sanctions": "NO\_MATCH" }, "audit\_trail\_id": "at\_2026\_04\_29\_17\_42\_19", "compliance\_format": "DPDP\_v2", "data\_residency": "IN" } ## Compliance map for vendor due diligence. The frameworks procurement and finance teams get challenged on when vetting Indian vendors — and which Deepvue capabilities map to each. DPDP DPDP Act, 2023 Digital Personal Data Protection. Consent, purpose limitation, data-fiduciary duties for all onboarded customers. RBI RBI Master Direction on KYC Defines acceptable KYC flows for Indian users. Aadhaar e-KYC, OVDs, video-KYC, periodic refresh. AML GST + Input Credit Risk Buyers face input-credit risk if a vendor's GSTIN goes inactive. Periodic re-verification mitigates this. FATF PMLA + Sanctions Screening For regulated buyers, vendor due diligence falls under the broader PMLA / sanctions framework — director-level screening required. CONSUMER Companies Act + MCA filings Vendor entity status, director list, paid-up capital, charge filings — sourced from MCA. IT ACT IT Act, 2000 (Sec 43A + 79) Reasonable security practices + intermediary safe harbour. Documented onboarding strengthens both. SCREENING UN, OFAC, EU sanctions Sanctions list screening at onboarding and monitored throughout the customer lifecycle. SCREENING PEP & Adverse Media Politically Exposed Persons screening per FATF R12. Adverse media flags reputational risk. This map is informational, not legal advice. Your specific licensing posture (NBFC, Bank, marketplace, gig aggregator) layers on top — Deepvue's audit trail is built to support all of them. ## Where vendor vetting breaks down — and where Deepvue plugs the holes. From "PAN submitted" to "PO approved" — vendor vetting usually breaks in one of these five places. Where the funnel breaks Step 1 — Manual GST + CIN lookup takes 2 days Step 2 — GSTIN cancels silently, input credit lost months later Step 3 — Bank account doesn't match entity name, payout blocked Step 4 — Director with court history slips through, regulatory hit Step 5 — Audit asks for due-diligence trail, you have email threads Deepvue collapses Steps 1-3 into **under 20 seconds** with one parallel chain. Step 2 is caught by recurring GSTIN re-verification. Step 4 is caught by director-level court + sanctions screening. Step 5 is a single API call that returns the **DPDP-aligned audit trail** for any vendor, anytime. Show me the audit trail finance and procurement accept. 15-min walkthrough — bring a sample vendor profile, leave with a side-by-side comparison vs. your current stack. [Talk to a Specialist](/contact/) [Request a Demo](/demo/) ## Wire it in over a coffee. Most teams drop the Deepvue due-diligence chain into their procurement flow in **under a week**. One sandbox key, one chained endpoint, webhooks back to your existing procurement / ERP system. Day-by-day rollout 1 Day 1 — sandbox keys + sample request templates 2 Days 2-3 — wire into your vendor registration / ERP flow 3 Days 4-5 — webhooks back to your decisioning + audit stack 4 Day 6 — production keys, go live with a small traffic split ## What you get out of the box. Capabilities every vendor-vetting chain needs — without stitching together five vendors. Integration features Single REST endpoint One chained call wraps the full onboarding flow. Sandbox first Test vendors end-to-end before any production traffic. Webhook decisioning Decisions, retries, and step-level events post back to your stack. Exportable audit trail DPDP-aligned, on-demand export per vendor. Out of the box PAN + GSTIN validate PAN authority match, GSTIN active-status, taxpayer category, filing-history signal. CIN + MCA + Udyam lookup Entity active-status, directors, paid-up capital, charges, MSME registration. Source-registry validated. Director court + FIR signals Structured court record + FIR signal lookup on each named director. Configurable per category risk tier. Bank ownership match Penny-drop ownership confirmation before first PO payout. IFSC + entity-name match in one call. Per-vendor audit trail Per-vendor, per-decision, immutable. Re-verification history included. Export-ready in one API call. Per-call trace ID Every decision tagged with a retrievable trace ID. Plug into your audit pipeline without custom logging. Ship vendor due diligence in a week, not a quarter. Sandbox keys today. Production traffic by Friday next. [Talk to a Specialist](/contact/) [Request a Demo](/demo/) ## One workflow, configured per vendor category. Five vendor configurations — same chain, different thresholds and primitive selection per category. SME supplier PAN + GST + Udyam Lightweight chain: PAN authority match, GSTIN active-status, Udyam registration, bank ownership. Sub-15-second decision. B2B partner Full KYB + sanctions PAN, GST, CIN, MCA, directors, sanctions + PEP screening. Annual re-verification standard. High-trust services \+ Director court + FIR Full KYB plus director-level court record + FIR signals. For services with safety obligations. Contract manufacturer \+ Sectoral licence checks Full KYB + FSSAI / drug / fertiliser / arms registration where applicable. Periodic GSTIN re-verification. Long-tail vendor base Bulk + recurring re-verify Volume-priced KYB for tens of thousands of vendors. Recurring GSTIN status checks, director-change detection. ## Built for the audit posture of vendor due diligence. DPDP, GST input-credit risk, MCA filings, sectoral licences, sanctions — overlapping requirements across procurement and finance. Deepvue's audit trail satisfies all of them out of the box. Due-diligence commitments DPDP-aligned consent capture per vendor Per-vendor audit trail with re-verification history KYB sourced via authorized partner integrations Paperwork & controls SOC 2 Type II controls (in audit) ISO 27001 aligned GDPR-compatible DPA available Sub-processor list under MSA Deepvue is not a regulator and does not represent itself as RBI, SEBI, UIDAI, MCA, or any government authority. Buyers retain full responsibility for their procurement decisions and contractual posture. Deepvue provides the verification infrastructure and structured audit trail; the procurement decisioning is yours. Applicable regulations All API interactions are protected using encryption, role-based access controls, and audit logging. ## Volume pricing per vendor decision. KYB bundles tier with monthly vendor volume. Pay per chained decision, not per individual API call. INR-first invoicing. Pricing scales with monthly vendor decisionsprimitives per decision (3, 5, 7+)court records + sanctions tiereddedicated SLA & support tierINR-first, USD on request Most procurement teams running 1k-100k vendor decisions per month land in a **per-decision** range that comfortably preserves unit economics — no per-source surcharges. [Talk to a Specialist](/contact/) [Request a Demo](/demo/) ## Common questions from compliance and product leads. Real questions, asked in evaluation calls. If yours isn't here, book a 15-min walkthrough — we'll answer it live. We already have a KYB vendor and pull court records separately. Why consolidate? Three reasons compound: latency (parallel chain in one call vs. sequential), cost (one contract, no per-source markups), and audit (single trail vs. multiple). Most teams route a vendor cohort through Deepvue first and compare side-by-side for two weeks before consolidating. Can we configure the chain per vendor category? Yes. Run a thin chain (PAN + GST + Udyam) for SME suppliers and a heavier one (full KYB + court records + sectoral licence) for high-risk categories. Thresholds and primitive selection are configurable per vendor category. Do you re-verify vendors periodically, or only at signup? Both. Onboarding-time chain runs at vendor registration; recurring re-verification can be configured (default: GSTIN status weekly, director-change monthly, court records on flagged cohorts). Re-verification events post back via webhooks. Where is vendor data stored? Indian servers by default. Storage arrangements are negotiated per MSA, with defaults aligned to DPDP and applicable sector regulations. Does the audit trail support GST input-credit defence? Yes — per-vendor GSTIN-status history with timestamps shows when status changed and what action was taken. Useful when defending input-credit claims under audit. How long does integration take? Sandbox in a day. Production / ERP-wired inside 1-2 weeks for most procurement teams. The longest part is usually your ERP integration, not our API. ## How does Deepvue's "Vet a vendor" workflow compare to stitching KYB + court-records vendors? **Deepvue**'s vendor-vetting workflow chains PAN + GST + CIN + MCA + Udyam validation, bank ownership match, director-level court record + FIR signals, sanctions + PEP screening, and a DPDP-aligned per-vendor audit trail into a single API decision call. Most procurement teams replace 3-5 separate vendors (KYB, court records, bank verification, sanctions screening) with this one chain — sub-20-second median, parallel calls instead of sequential, single audit trail. Configurable per vendor category, with periodic GSTIN status and director-change re-verification baked in. ## Vet your next vendor in under 20 seconds. India-Stack-native. DPDP-aligned. One workflow, every vendor category. [Talk to a Specialist](/contact/) [Request a Demo](/demo/)