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Chayanika Deka
Bridging the gap between tech jargon and plain English! With over 2 years of content writing experience, I bring clarity and insight to every piece I create. I mix technical chops with a creative spin to keep readers informed and intrigued.
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Latest news & articles by Chayanika Deka
What is an E-statement? Definition, Function, and How to Get It
August 15, 2025
Banking Intelligence
Bank Reconciliation Statement Format: A Complete Guide with Examples
August 14, 2025
Financial Intelligence
How to Analyze Bank Statements for Loans, Credit, or Investments?
August 14, 2025
Financial Intelligence
How to Prepare a Bank Reconciliation Statement with Examples?
August 14, 2025
Banking Intelligence
How to Spot a Fake Bank Statement: Essential Tips for Verification
August 14, 2025
Fraud Intelligence
How to Check & Download CIBIL Credit Report?
August 14, 2025
Credit Bureaus Intelligence
Who Is an MLRO and Why Every Financial Institution Needs One?
August 14, 2025
KYC/AML Compliance
What is a Bank Statement – Meaning, Features, and Benefits
August 14, 2025
Banking Intelligence
How to Get a Bank Statement Online: Everything You Need to Know
August 14, 2025
Banking Intelligence
What are Embedded Payments? How it Works & its Benefits
August 14, 2025
Banking Intelligence
Understanding the Role of Account Aggregator in India’s Financial Ecosystem
August 14, 2025
Banking Intelligence
Benefits of Automated Bank Statement Analysis
August 14, 2025
Banking Intelligence
What Is Bank Statement Analysis, And How To Do It?
August 14, 2025
Banking Intelligence
How to Improve CIBIL Score from 600 to 750?
August 14, 2025
Credit Bureaus Intelligence
Account Aggregation: What it is, How it Works
August 14, 2025
Banking Intelligence
List of RBI-Approved Payment Aggregators in India
August 14, 2025
Banking Intelligence
Bank Reconciliation Statement: What Is It and How Is It Done?
August 14, 2025
Banking Intelligence
What Is an IBAN Number and Why Is It Important for International Transfers?
August 14, 2025
Banking Intelligence
Credit Bureau Report: What Is It and What Does It Include?
July 18, 2025
Credit Bureaus Intelligence
What Is CIBIL Score & Why Does It Matter?
July 18, 2025
Credit Bureaus Intelligence
What Are Credit Bureaus and How Do They Work?
July 18, 2025
Credit Bureaus Intelligence
Vendor Onboarding Process: A Complete Guide, Checklist, and Best Practices
July 18, 2025
Onboarding
What is a Credit Union? Features, Benefits, and How it Works
July 18, 2025
Banking Intelligence
What Is Vendor KYC (Know Your Customer)?
July 18, 2025
KYC/AML Compliance
Digital Signature Certificate (DSC): Benefits, Classes, How to Get It, and Download Process
July 18, 2025
KYC/AML Compliance
KY3P (Know Your Third Party): What Is It and Why Does It Matter?
July 18, 2025
KYC/AML Compliance
Online Payment Gateway Service Providers (OPGSP): Enabling Global Digital Transactions
July 18, 2025
Banking Intelligence
5 Borrower Behaviors That Predict Default Before It Happens
July 18, 2025
Financial Intelligence
Why Does Embedded Lending Need Embedded Risk Visibility?
July 17, 2025
Credit Bureaus Intelligence
The Future of Lending Is Real-Time, Not Reactive
July 17, 2025
Financial Intelligence
What is Automated Onboarding and How Does it Work?
July 16, 2025
Onboarding
PAN Card 2.0: Key Features, Benefits & Process
July 16, 2025
Identity Intelligence
What is Counter-Terrorist Financing (CTF)?
July 16, 2025
KYC/AML Compliance
Prepaid Payment Instruments: Types and Uses
July 16, 2025
Financial Intelligence
Digital Lending – What it is, Meaning, Benefits, How it Works
July 15, 2025
Financial Intelligence
Building an Early Warning System With Just Bank Statement Data
July 15, 2025
Financial Intelligence
From KYC to Monitoring: The Shift Every Lender Will Make
July 15, 2025
KYC/AML Compliance
Top & Upcoming NBFCs In India
July 15, 2025
Business Intelligence
Risk Isn’t Binary. Neither Is Borrower Behavior
July 15, 2025
Financial Intelligence
7 Alerts Every Lending Ops Team Should Monitor
July 15, 2025
Financial Intelligence
What We Learned From Monitoring 1,000 Borrowers Post-Loan Disbursal?
July 15, 2025
Income Intelligence
Why Most Loan Defaults Start With Silence?
July 4, 2025
Income Intelligence
Understanding Credit Scoring Models: Types and Key Insights
July 4, 2025
Credit Bureaus Intelligence
What Underwriters Miss When They Don’t Monitor?
July 4, 2025
Income Intelligence
The Real Cost of Discovering Risk Too Late
July 4, 2025
Financial Intelligence
What is a Corporate Identification Number (CIN) and Why is it Important?
June 11, 2025
Identity Intelligence
The Problem With One-Time Credit Risk Scoring
June 11, 2025
Credit Bureaus Intelligence
How to Use Account Aggregator Data Beyond Onboarding?
June 2, 2025
Customer Journey
What is GRC (Governance, Risk, and Compliance)?
June 2, 2025
KYC/AML Compliance
The Rise of Credit Monitoring as a Competitive Edge
June 2, 2025
Credit Bureaus Intelligence
UPI Credit Line: Meaning, Benefits, Do’s and Don’ts in 2025
June 2, 2025
Financial Intelligence
Salary Credits, EMI Patterns, and the Signals in Between
June 2, 2025
Income Intelligence
What is a Dormant Account: Importance and Management Tips
May 23, 2025
Banking Intelligence
Director Identification Number: Meaning, Significance & Needs
May 23, 2025
Identity Intelligence
Transaction screening vs transaction monitoring: How do they relate?
May 23, 2025
KYC/AML Compliance
Buy Now Pay Later – All You Need to Know About BNPL
May 23, 2025
Financial Intelligence
Top SME Lending Platforms in India: A Comprehensive Guide
May 22, 2025
Business Intelligence
Understanding the Personal Loan Disbursement Process
May 22, 2025
Financial Intelligence
What is Bharat Bill Payment System (BBPS)?
May 22, 2025
Banking Intelligence
What is Synthetic Identity Theft, and How Does It Work?
May 16, 2025
Fraud Intelligence
Understanding the Role of the Financial Conduct Authority
May 16, 2025
Financial Intelligence
Police Verification for Jobs: Understanding Its Importance in Employee Screening
May 16, 2025
Background Intelligence
What is Moonlighting? Exploring Its Impact on Employees and Employers
May 16, 2025
Employment Intelligence
Bank Identifier Code (BIC): What It Is and How It Works
May 15, 2025
Banking Intelligence
Decentralized Identity: The Future of Secure Digital Identity Verification
May 15, 2025
Identity Intelligence
What is a Suspicious Activity Report (SAR) and When to File One?
May 15, 2025
KYC/AML Compliance
Understanding Transaction Monitoring in Anti-Money Laundering (AML)
May 15, 2025
KYC/AML Compliance
Customer Onboarding: Best Practices for a Seamless Experience
May 8, 2025
Onboarding
RE KYC for Medium Risk Customers: What You Need to Know
May 8, 2025
KYC/AML Compliance
Know Your Employee (KYE): Strengthening Internal Security in Organizations
May 8, 2025
Employment Intelligence
Criminal Record Checks Online: A Comprehensive Guide
May 8, 2025
Background Intelligence
Intelligent Word Recognition (IWR): Advancing Document Processing
May 6, 2025
Digital Footprint Intelligence
Best Practices for Secure Bank Account Verification
April 30, 2025
Financial Intelligence
High-Risk Transaction: Identifying, Monitoring, and Mitigating Financial Risks
April 30, 2025
Fraud Intelligence
Intelligent Character Recognition (ICR): The Future of Data Extraction
April 30, 2025
Digital Footprint Intelligence
Address Verification: Ensuring Accuracy and Compliance in Financial Transactions
April 30, 2025
Address Intelligence
Net Promoter Score (NPS) & Its Impact on Payment Service Providers
April 30, 2025
Customer Journey
What is the Machine Readable Zone (MRZ) and How Is It Used?
April 29, 2025
Identity Intelligence
KYM (Know Your Merchant): Essential for Secure Merchant Onboarding
April 23, 2025
Onboarding
Simplified Due Diligence (SDD): A Risk-Based Approach to Compliance
April 23, 2025
KYC/AML Compliance
Merchant Onboarding Best Practices: KYM, UBO, & Security Compliance
April 23, 2025
Onboarding
What is the Difference Between a Payment Gateway and a Payment Processor?
April 16, 2025
Banking Intelligence
Ultimate Beneficial Owners (UBO): Compliance for Payment Service Providers
April 15, 2025
KYC/AML Compliance
Payment Service Provider (PSP) & the Role of Registration Authorities
April 15, 2025
Banking Intelligence
Money Mules: How Bank Account Verification Can Help Prevent Financial Fraud
April 15, 2025
Fraud Intelligence
Understanding the DPDP Act: How It Impacts Digital Identity Verification & KYC Compliance
April 15, 2025
KYC/AML Compliance
Tax Avoidance vs. Tax Evasion: What’s the Difference?
April 9, 2025
Financial Intelligence
Who is an Ultimate Beneficial Owner (UBO) and Why It Matters?
April 9, 2025
Financial Intelligence
What is ISO 27001? Understanding Information Security Standards
April 9, 2025
Security and Privacy
Know Your Business (KYB): Why It’s Crucial for Compliance
April 9, 2025
Business Intelligence
eKYC Verification: How Digital Identity Verification Works
April 9, 2025
KYC/AML Compliance
What is the Difference Between a Beneficial Owner and an Ultimate Beneficial Owner?
April 9, 2025
KYC/AML Compliance
How to Check If a Company is Legit: A Business Verification Guide
April 9, 2025
Business Intelligence
What is SOC 2 Compliance? A Guide to Data Security Standards
April 9, 2025
Business Intelligence
EIN Verification: How to Verify an Employer Identification Number
April 9, 2025
Employment Intelligence
Top Identity Verification Software for Fraud Prevention in 2025
April 8, 2025
Fraud Intelligence
How to Use Digital Stamping for Document Authentication?
April 8, 2025
Identity Intelligence
The Role of Aadhaar OTP Authentication in E-Governance
April 8, 2025
Identity Intelligence
Electronic Identity Verification (eIDV): How It Works & Why It’s Important
April 8, 2025
Identity Intelligence
Payment Processors in India: What They Are and How They Work
April 8, 2025
Banking Intelligence